Registered Psychiatric Nurses, Partnering with People
A copy of the policy can be found here.
Bodily injury, sickness or disease, including death at any time resulting therefrom, sustained by any employee of the insured while engaged in his duties as such (this clause primarily affects members engaged in independent practice);
Bodily injury, sickness or disease, including death at any time resulting therefrom, caused by the insured or any of his employees in the commission of any criminal act, illegal act or while under the influence of hypnotics, intoxicants or narcotics, unless the use of the same has been prescribed by a medical doctor or dentist. This inclusion shall not apply to tranquillizers in the manner and amount prescribed by a medical doctor or dentist.
Faulty functioning of equipment or machines, or contravention of instructions by the patient in the operation of any machine, apparatus or other device which is controlled by the patient.